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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,636 | $160,028-67.1% | $147,080-64.2% | $145,884-63.9% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 15.44% | 98.60%-83.2pp | 420.17%-404.7pp | 551.85%-536.4pp |
| Employer contribution / active EE | $2,264 | $5,286-57.2% | $4,933-54.1% | $4,662-51.4% |
| Participant deferral / active EE | $3,973 | $8,422-52.8% | $8,066-50.7% | $6,690-40.6% |
| Admin fee / account holder | $498 | $15,030-96.7% | $12,989-96.2% | $13,392-96.3% |