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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,949 | $110,337-94.6% | $102,383-94.2% | $145,877-95.9% |
| Participation rate | 85.0% | 77.9%+7.1pp | 74.5%+10.5pp | 80.3%+4.7pp |
| Annual return | 17.79% | 24.83%-7.0pp | 24.94%-7.1pp | 551.28%-533.5pp |
| Employer contribution / active EE | $1,944 | $4,216-53.9% | $3,870-49.8% | $4,663-58.3% |
| Participant deferral / active EE | $2,281 | $5,621-59.4% | $5,060-54.9% | $6,691-65.9% |
| Admin fee / account holder | $356 | $9,750-96.3% | $8,391-95.8% | $13,402-97.3% |