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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,552 | $99,053-38.9% | $88,179-31.3% | $138,895-56.4% |
| Participation rate | 75.0% | 74.2%+0.8pp | 69.1%+5.9pp | 79.9%-4.9pp |
| Annual return | 19.41% | 78.17%-58.8pp | 64.97%-45.6pp | 145.39%-126.0pp |
| Employer contribution / active EE | $1,757 | $2,882-39.1% | $2,549-31.1% | $4,194-58.1% |
| Participant deferral / active EE | $2,410 | $5,225-53.9% | $4,614-47.8% | $6,396-62.3% |
| Admin fee / account holder | $1,068 | $8,748-87.8% | $7,673-86.1% | $12,562-91.5% |