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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,055 | $100,139-54.0% | $85,187-45.9% | $145,884-68.4% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 13.90% | 84.15%-70.2pp | 66.67%-52.8pp | 551.85%-537.9pp |
| Employer contribution / active EE | $1,726 | $3,238-46.7% | $2,732-36.8% | $4,662-63.0% |
| Participant deferral / active EE | $2,347 | $5,296-55.7% | $4,525-48.1% | $6,690-64.9% |
| Admin fee / account holder | $2,488 | $7,262-65.7% | $6,162-59.6% | $13,392-81.4% |