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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,455 | $160,040-67.8% | $147,096-65.0% | $145,877-64.7% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 18.35% | 98.49%-80.1pp | 419.75%-401.4pp | 551.28%-532.9pp |
| Employer contribution / active EE | -$227 | $5,289-104.3% | $4,936-104.6% | $4,663-104.9% |
| Participant deferral / active EE | $8,114 | $8,429-3.7% | $8,071+0.5% | $6,691+21.3% |
| Admin fee / account holder | $19,181 | $15,050+27.4% | $13,005+47.5% | $13,402+43.1% |