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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,455 | $160,028-67.8% | $147,080-65.0% | $145,884-64.7% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 18.35% | 98.60%-80.2pp | 420.17%-401.8pp | 551.85%-533.5pp |
| Employer contribution / active EE | -$227 | $5,286-104.3% | $4,933-104.6% | $4,662-104.9% |
| Participant deferral / active EE | $8,114 | $8,422-3.7% | $8,066+0.6% | $6,690+21.3% |
| Admin fee / account holder | $19,181 | $15,030+27.6% | $12,989+47.7% | $13,392+43.2% |