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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,849 | $77,472-15.0% | $100,392-34.4% | $80,935-18.6% |
| Participation rate | 100.0% | 76.9%+23.1pp | 81.5%+18.5pp | 67.7%+32.3pp |
| Annual return | 12.43% | 37.26%-24.8pp | 49.45%-37.0pp | 35.66%-23.2pp |
| Employer contribution / active EE | $4,801 | $2,800+71.5% | $3,941+21.8% | $2,757+74.2% |
| Participant deferral / active EE | $9,069 | $6,818+33.0% | $8,090+12.1% | $4,299+110.9% |
| Admin fee / account holder | $3,657 | $5,885-37.9% | $7,904-53.7% | $6,924-47.2% |