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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,834 | $100,203-74.2% | $85,240-69.7% | $145,897-82.3% |
| Participation rate | 20.0% | 74.1%-54.1pp | 67.5%-47.5pp | 80.3%-60.3pp |
| Annual return | 11.66% | 84.28%-72.6pp | 66.75%-55.1pp | 552.29%-540.6pp |
| Employer contribution / active EE | $1,752 | $3,242-46.0% | $2,735-36.0% | $4,663-62.4% |
| Participant deferral / active EE | $3,170 | $5,299-40.2% | $4,527-30.0% | $6,689-52.6% |
| Admin fee / account holder | $17,256 | $7,265+137.5% | $6,165+179.9% | $13,390+28.9% |