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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,834 | $99,921-74.1% | $85,009-69.6% | $145,959-82.3% |
| Participation rate | 20.0% | 74.1%-54.1pp | 67.5%-47.5pp | 80.3%-60.3pp |
| Annual return | 11.66% | 83.89%-72.2pp | 66.47%-54.8pp | 561.95%-550.3pp |
| Employer contribution / active EE | $1,752 | $3,233-45.8% | $2,728-35.8% | $4,661-62.4% |
| Participant deferral / active EE | $3,170 | $5,293-40.1% | $4,522-29.9% | $6,689-52.6% |
| Admin fee / account holder | $17,256 | $7,252+138.0% | $6,153+180.5% | $13,398+28.8% |