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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,834 | $100,073-74.2% | $85,126-69.7% | $145,877-82.3% |
| Participation rate | 20.0% | 74.1%-54.1pp | 67.5%-47.5pp | 80.3%-60.3pp |
| Annual return | 11.66% | 84.11%-72.5pp | 66.63%-55.0pp | 551.28%-539.6pp |
| Employer contribution / active EE | $1,752 | $3,236-45.9% | $2,731-35.9% | $4,663-62.4% |
| Participant deferral / active EE | $3,170 | $5,294-40.1% | $4,523-29.9% | $6,691-52.6% |
| Admin fee / account holder | $17,256 | $7,261+137.7% | $6,160+180.1% | $13,402+28.8% |