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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,078 | $160,040-76.2% | $147,096-74.1% | $145,877-73.9% |
| Participation rate | 81.0% | 84.0%-3.1pp | 82.2%-1.2pp | 80.3%+0.7pp |
| Annual return | 29.00% | 98.49%-69.5pp | 419.75%-390.7pp | 551.28%-522.3pp |
| Employer contribution / active EE | $1,766 | $5,289-66.6% | $4,936-64.2% | $4,663-62.1% |
| Participant deferral / active EE | $5,063 | $8,429-39.9% | $8,071-37.3% | $6,691-24.3% |
| Admin fee / account holder | $1,466 | $15,050-90.3% | $13,005-88.7% | $13,402-89.1% |