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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,320 | $45,3120% | $86,233-47.4% | $67,986-33.3% |
| Participation rate | 43.1% | 42.4%+0.6pp | 69.0%-26.0pp | 57.2%-14.1pp |
| Annual return | 36.65% | 24.79%+11.9pp | 61.39%-24.7pp | 31.67%+5.0pp |
| Employer contribution / active EE | $1,319 | $1,160+13.8% | $2,504-47.3% | $2,019-34.6% |
| Participant deferral / active EE | $3,053 | $2,185+39.7% | $4,559-33.0% | $3,358-9.1% |
| Admin fee / account holder | $6,254 | $3,295+89.8% | $8,342-25.0% | $3,203+95.3% |