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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,881 | $201,372+118.4% | $184,260+138.7% | $145,884+201.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 129.89% | 29.04%+100.8pp | 28.84%+101.0pp | 551.85%-422.0pp |
| Employer contribution / active EE | $21,994 | $7,024+213.1% | $6,427+242.2% | $4,662+371.7% |
| Participant deferral / active EE | $9,713 | $9,808-1.0% | $9,133+6.3% | $6,690+45.2% |
| Admin fee / account holder | $15,185 | $16,362-7.2% | $13,898+9.3% | $13,392+13.4% |