Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,479 | $55,437-41.4% | $155,534-79.1% | $74,459-56.4% |
| Participation rate | 32.4% | 61.9%-29.5pp | 78.2%-45.8pp | 67.2%-34.8pp |
| Annual return | 20.66% | 269.58%-248.9pp | 64.92%-44.3pp | 1369.70%-1349.0pp |
| Employer contribution / active EE | $1,237 | $2,266-45.4% | $4,675-73.5% | $2,626-52.9% |
| Participant deferral / active EE | $2,653 | $2,837-6.5% | $5,630-52.9% | $4,350-39.0% |
| Admin fee / account holder | $5,286 | $1,742+203.4% | $15,900-66.8% | $1,945+171.8% |