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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,373 | $100,073-75.6% | $85,126-71.4% | $145,877-83.3% |
| Participation rate | 88.9% | 74.1%+14.8pp | 67.5%+21.4pp | 80.3%+8.6pp |
| Annual return | 26.26% | 84.11%-57.8pp | 66.63%-40.4pp | 551.28%-525.0pp |
| Employer contribution / active EE | $2,173 | $3,236-32.9% | $2,731-20.4% | $4,663-53.4% |
| Participant deferral / active EE | $5,395 | $5,294+1.9% | $4,523+19.3% | $6,691-19.4% |
| Admin fee / account holder | $921 | $7,261-87.3% | $6,160-85.1% | $13,402-93.1% |