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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,373 | $100,139-75.7% | $85,187-71.4% | $145,884-83.3% |
| Participation rate | 88.9% | 74.1%+14.8pp | 67.5%+21.4pp | 80.3%+8.6pp |
| Annual return | 26.26% | 84.15%-57.9pp | 66.67%-40.4pp | 551.85%-525.6pp |
| Employer contribution / active EE | $2,173 | $3,238-32.9% | $2,732-20.5% | $4,662-53.4% |
| Participant deferral / active EE | $5,395 | $5,296+1.9% | $4,525+19.2% | $6,690-19.3% |
| Admin fee / account holder | $921 | $7,262-87.3% | $6,162-85.1% | $13,392-93.1% |