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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,498 | $201,344-51.6% | $184,243-47.1% | $145,877-33.2% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 9.54% | 29.01%-19.5pp | 28.82%-19.3pp | 551.28%-541.7pp |
| Employer contribution / active EE | $18,937 | $7,022+169.7% | $6,427+194.6% | $4,663+306.1% |
| Participant deferral / active EE | $15,333 | $9,807+56.4% | $9,132+67.9% | $6,691+129.2% |
| Admin fee / account holder | $5,222 | $16,382-68.1% | $13,914-62.5% | $13,402-61.0% |