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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,621 | $100,139-86.4% | $85,187-84.0% | $145,884-90.7% |
| Participation rate | 0.0% | 74.1%-74.1pp | 67.5%-67.5pp | 80.3%-80.3pp |
| Annual return | 9.63% | 84.15%-74.5pp | 66.67%-57.0pp | 551.85%-542.2pp |
| Employer contribution / active EE | $506 | $3,238-84.4% | $2,732-81.5% | $4,662-89.1% |
| Participant deferral / active EE | $532 | $5,296-90.0% | $4,525-88.2% | $6,690-92.0% |
| Admin fee / account holder | $30,380 | $7,262+318.3% | $6,162+393.0% | $13,392+126.9% |