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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,276 | $125,193-52.7% | $105,591-43.9% | $145,978-59.4% |
| Participation rate | 82.4% | 77.6%+4.7pp | 75.3%+7.1pp | 80.3%+2.1pp |
| Annual return | 18.55% | 225.53%-207.0pp | 116.43%-97.9pp | 550.52%-532.0pp |
| Employer contribution / active EE | $5,397 | $3,718+45.1% | $3,166+70.5% | $4,662+15.8% |
| Participant deferral / active EE | $13,458 | $5,708+135.8% | $5,008+168.7% | $6,690+101.2% |
| Admin fee / account holder | $7,587 | $17,277-56.1% | $11,024-31.2% | $13,400-43.4% |