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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,276 | $125,184-52.6% | $105,607-43.9% | $145,884-59.4% |
| Participation rate | 82.4% | 77.6%+4.7pp | 75.3%+7.1pp | 80.3%+2.1pp |
| Annual return | 18.55% | 225.00%-206.5pp | 116.11%-97.6pp | 551.85%-533.3pp |
| Employer contribution / active EE | $5,397 | $3,720+45.1% | $3,167+70.4% | $4,662+15.8% |
| Participant deferral / active EE | $13,458 | $5,714+135.5% | $5,011+168.6% | $6,690+101.2% |
| Admin fee / account holder | $7,587 | $17,133-55.7% | $10,958-30.8% | $13,392-43.3% |