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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,079 | $89,259-4.7% | $107,187-20.6% | $82,637+3.0% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 13.17% | 21.02%-7.8pp | 204.55%-191.4pp | 53.51%-40.3pp |
| Employer contribution / active EE | $2,237 | $3,080-27.4% | $3,782-40.9% | $2,552-12.4% |
| Participant deferral / active EE | $5,410 | $4,037+34.0% | $5,096+6.2% | $4,126+31.1% |
| Admin fee / account holder | $891 | $7,381-87.9% | $9,162-90.3% | $7,339-87.9% |