Retirement plan

TAOS PUEBLO 401(K) PROFIT SHARING PLAN

Name: TAOS PUEBLO - TAOS PUEBLO 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: TAOS PUEBLO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TAOS PUEBLO 401(K) PROFIT SHARING PLAN, TAOS PUEBLO

TAOS PUEBLOEIN 85-0472150Plan #001PY 2025

P.O. BOX 1846 - TAOS, NM 87571505-758-8626taospueblo.comLinkedIn1-10 employeesdesign

Prospect flagsHigh feesLow participationCorrective distributions

How to read this page

Total assets (EOY)

$10.9M

+14.1% from 2024

Total participants

345

-0.9% from 2024

Average account balance

$45,423

+9.4% from 2024

Annual return

13.60%

+3.51 pp from 2024

Benchmarks

See 8,955 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants250-999

Cohort8,955 peers

Snapshot2025

See peer percentile detail. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$10.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

240

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

61.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.38M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$418

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 5-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Service providers

Top 2 by compensation

Provider	Service type	Compensation
BOKF, NA1 year Service code 26 · EIN 73-0780382 1401 LAWRENCE STREET · DENVER, CO 80202	Advisory (Participants)	$22,230
JOHN HANCOCK LIFE INSURANCE COMPANY5+ years Filed as: JOHN HANCOCK LIFE INSURANCE CO. USA Service code 15 · EIN 01-0233346 RETIREMENT PLAN SERVICES, ET9 · BUFFALO, NY 142010600	Recordkeeping	$2,778

Plan features & details

Pension benefit codes2A2E2F2G2J2K3D3H

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$100K

$366 / participant

Recordkeeping$37K36.4%
Investment mgmt$22K22.1%
Contract admin$42K41.4%

% of EOY assets

0.921%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: BAKER TILLY US, LLP
Auditor EIN: 301413443
Audit fees: (not subdivided)
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$45,423

$85,563-46.9%

$69,780-34.9%

$85,563-46.9%

Participation rate

61.7%

66.0%-4.3pp

79.3%-17.6pp

66.0%-4.3pp

Annual return

13.60%

31.51%-17.9pp

26.31%-12.7pp

31.51%-17.9pp

Employer contribution / active EE

$2,547

$2,654-4.0%

$4,168-38.9%

$2,654-4.0%

Participant deferral / active EE

$2,481

$4,375-43.3%

$6,164-59.8%

$4,375-43.3%

Admin fee / account holder

$418

$834-49.8%

$7,285-94.3%

$834-49.8%

Provider

Service type

Compensation

BOKF, NA1 year

Service code 26 · EIN 73-0780382

1401 LAWRENCE STREET · DENVER, CO 80202

Advisory (Participants)

$22,230

JOHN HANCOCK LIFE INSURANCE COMPANY5+ years

Filed as: JOHN HANCOCK LIFE INSURANCE CO. USA

Service code 15 · EIN 01-0233346

RETIREMENT PLAN SERVICES, ET9 · BUFFALO, NY 142010600

Recordkeeping

$2,778

TAOS PUEBLO 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TAOS PUEBLO 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion