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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,002 | $210,908+104.8% | $153,643+181.2% | $145,884+196.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.47% | 13.46%-5.0pp | 15.71%-7.2pp | 551.85%-543.4pp |
| Employer contribution / active EE | $29,459 | $6,055+386.5% | $5,039+484.6% | $4,662+531.9% |
| Participant deferral / active EE | $17,746 | $7,976+122.5% | $6,754+162.7% | $6,690+165.3% |
| Admin fee / account holder | $12,018 | $19,477-38.3% | $12,739-5.7% | $13,392-10.3% |