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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION10+ years Service code 13 · EIN 35-0472300 | Contract Administrator | $227,051 |
RBC WEALTH MANAGEMENT7 years Service code 27 · EIN 41-1416330 | Advisory (Plan) | $50,000 |
CLIFTONLARSONALLEN LLP10+ years Filed as: CLIFTON LARSON ALLEN, LLP Service code 10 · EIN 41-0746749 | Accounting | $16,826 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,426 | $53,254+7.8% | $155,602-63.1% | $199,874-71.3% |
| Participation rate | 97.9% | 64.1%+33.8pp | 78.2%+19.7pp | 72.0%+25.9pp |
| Annual return | 11.31% | 41.18%-29.9pp | 64.81%-53.5pp | 34.28%-23.0pp |
| Employer contribution / active EE | $2,247 | $1,848+21.6% | $4,675-51.9% | $3,036-26.0% |
| Participant deferral / active EE | $5,043 | $3,165+59.3% | $5,629-10.4% | $5,090-0.9% |
| Admin fee / account holder | $144 | $186-22.3% | $15,923-99.1% | $269-46.4% |