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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,561 | $72,607-74.4% | $90,259-79.4% | $87,485-78.8% |
| Participation rate | 75.8% | 64.8%+11.0pp | 70.7%+5.0pp | 68.9%+6.8pp |
| Annual return | 14.51% | 18.59%-4.1pp | 18.88%-4.4pp | 26.06%-11.6pp |
| Employer contribution / active EE | $1,966 | $1,919+2.4% | $2,291-14.2% | $2,596-24.3% |
| Participant deferral / active EE | $1,038 | $3,055-66.0% | $3,827-72.9% | $4,274-75.7% |
| Admin fee / account holder | $3,270 | $5,947-45.0% | $7,267-55.0% | $7,775-57.9% |