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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,561 | $75,720-75.5% | $90,312-79.4% | $86,983-78.7% |
| Participation rate | 75.8% | 66.3%+9.5pp | 72.9%+2.9pp | 69.5%+6.2pp |
| Annual return | 14.51% | 18.55%-4.0pp | 18.90%-4.4pp | 25.83%-11.3pp |
| Employer contribution / active EE | $1,966 | $1,945+1.1% | $2,243-12.3% | $2,584-23.9% |
| Participant deferral / active EE | $1,038 | $3,001-65.4% | $3,749-72.3% | $4,194-75.3% |
| Admin fee / account holder | $3,270 | $6,201-47.3% | $8,248-60.4% | $7,856-58.4% |