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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,798 | $51,631+62.3% | $129,397-35.2% | $80,925+3.6% |
| Participation rate | 59.1% | 56.9%+2.1pp | 69.6%-10.5pp | 67.7%-8.6pp |
| Annual return | 13.26% | 20.77%-7.5pp | 9453.98%-9440.7pp | 35.65%-22.4pp |
| Employer contribution / active EE | $2,368 | $1,583+49.6% | $4,154-43.0% | $2,756-14.1% |
| Participant deferral / active EE | $5,280 | $2,670+97.8% | $4,167+26.7% | $4,299+22.8% |
| Admin fee / account holder | $8,137 | $4,309+88.8% | $7,679+6.0% | $6,940+17.2% |