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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,798 | $51,638+62.3% | $129,406-35.2% | $80,959+3.5% |
| Participation rate | 59.1% | 56.9%+2.2pp | 69.6%-10.6pp | 67.7%-8.6pp |
| Annual return | 13.26% | 20.78%-7.5pp | 9468.18%-9454.9pp | 35.67%-22.4pp |
| Employer contribution / active EE | $2,368 | $1,584+49.5% | $4,155-43.0% | $2,757-14.1% |
| Participant deferral / active EE | $5,280 | $2,670+97.7% | $4,167+26.7% | $4,300+22.8% |
| Admin fee / account holder | $8,137 | $4,313+88.6% | $7,689+5.8% | $6,925+17.5% |