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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,710 | $81,276-63.4% | $155,574-80.9% | $80,925-63.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 10.61% | 33.36%-22.8pp | 64.87%-54.3pp | 35.65%-25.0pp |
| Employer contribution / active EE | $7,641 | $3,103+146.2% | $4,676+63.4% | $2,756+177.2% |
| Participant deferral / active EE | $4,145 | $3,453+20.0% | $5,629-26.4% | $4,299-3.6% |
| Admin fee / account holder | $2,159 | $7,993-73.0% | $15,914-86.4% | $6,940-68.9% |