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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,710 | $81,233-63.4% | $155,567-80.9% | $80,874-63.3% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 10.61% | 33.33%-22.7pp | 64.74%-54.1pp | 35.62%-25.0pp |
| Employer contribution / active EE | $7,641 | $3,101+146.4% | $4,674+63.5% | $2,756+177.3% |
| Participant deferral / active EE | $4,145 | $3,452+20.1% | $5,628-26.4% | $4,297-3.5% |
| Admin fee / account holder | $2,159 | $7,998-73.0% | $15,916-86.4% | $6,935-68.9% |