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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,150 | $90,320-35.6% | $59,496-2.3% | $125,388-53.6% |
| Participation rate | 100.0% | 68.3%+31.7pp | 54.6%+45.4pp | 83.2%+16.8pp |
| Annual return | -7.64% | 369.13%-376.8pp | 182.05%-189.7pp | 282.24%-289.9pp |
| Employer contribution / active EE | $8,423 | $1,792+370.1% | $1,153+630.6% | $4,866+73.1% |
| Participant deferral / active EE | $8,134 | $2,716+199.5% | $1,829+344.7% | $5,352+52.0% |
| Admin fee / account holder | $3,717 | $3,063+21.4% | $2,232+66.5% | $9,541-61.0% |