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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,942 | $115,225+90.0% | $100,712+117.4% | $138,895+57.6% |
| Participation rate | 80.0% | 74.3%+5.7pp | 69.3%+10.7pp | 79.9%+0.1pp |
| Annual return | 12.73% | 40.35%-27.6pp | 33.27%-20.5pp | 145.39%-132.7pp |
| Employer contribution / active EE | $2,609 | $2,771-5.8% | $2,313+12.8% | $4,194-37.8% |
| Participant deferral / active EE | $9,856 | $4,699+109.7% | $4,085+141.3% | $6,396+54.1% |
| Admin fee / account holder | $6,752 | $10,844-37.7% | $9,256-27.1% | $12,562-46.2% |