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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,942 | $123,155+77.8% | $108,753+101.3% | $155,188+41.1% |
| Participation rate | 80.0% | 75.6%+4.4pp | 71.1%+8.9pp | 80.8%-0.8pp |
| Annual return | 12.73% | 44.73%-32.0pp | 37.47%-24.7pp | 148.84%-136.1pp |
| Employer contribution / active EE | $2,609 | $2,811-7.2% | $2,427+7.5% | $4,248-38.6% |
| Participant deferral / active EE | $9,856 | $4,623+113.2% | $4,115+139.5% | $6,531+50.9% |
| Admin fee / account holder | $6,752 | $12,126-44.3% | $10,320-34.6% | $14,480-53.4% |