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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,807 | $29,736+225.6% | $56,033+72.8% | $80,935+19.6% |
| Participation rate | 19.7% | 41.7%-22.0pp | 52.5%-32.8pp | 67.7%-47.9pp |
| Annual return | 10.71% | 35.28%-24.6pp | 1711.38%-1700.7pp | 35.66%-25.0pp |
| Employer contribution / active EE | $509 | $671-24.1% | $1,041-51.1% | $2,757-81.5% |
| Participant deferral / active EE | $2,161 | $1,228+76.0% | $1,954+10.6% | $4,299-49.7% |
| Admin fee / account holder | $25 | $2,434-99.0% | $2,827-99.1% | $6,924-99.6% |