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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,716 | $181,062-97.4% | $158,223-97.0% | $155,188-97.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 19.29% | 57.39%-38.1pp | 52.09%-32.8pp | 148.84%-129.6pp |
| Employer contribution / active EE | $28,666 | $4,565+528.0% | $4,109+597.7% | $4,248+574.9% |
| Participant deferral / active EE | $1,466 | $6,134-76.1% | $5,467-73.2% | $6,531-77.6% |
| Admin fee / account holder | $28,224 | $18,825+49.9% | $16,047+75.9% | $14,480+94.9% |