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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,716 | $185,312-97.5% | $161,489-97.1% | $154,746-97.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.29% | 103.84%-84.6pp | 89.72%-70.4pp | 172.34%-153.0pp |
| Employer contribution / active EE | $28,666 | $4,769+501.1% | $4,268+571.6% | $4,379+554.6% |
| Participant deferral / active EE | $1,466 | $6,350-76.9% | $5,630-74.0% | $6,730-78.2% |
| Admin fee / account holder | $28,224 | $18,654+51.3% | $16,006+76.3% | $14,365+96.5% |