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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,132 | $150,412+65.0% | $120,574+105.8% | $145,884+70.1% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 9.20% | 154.50%-145.3pp | 107.42%-98.2pp | 551.85%-542.6pp |
| Employer contribution / active EE | $19,340 | $4,355+344.1% | $3,471+457.3% | $4,662+314.8% |
| Participant deferral / active EE | $10,497 | $6,175+70.0% | $4,996+110.1% | $6,690+56.9% |
| Admin fee / account holder | $1,931 | $12,224-84.2% | $9,445-79.6% | $13,392-85.6% |