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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,827 | $150,412-70.2% | $120,574-62.8% | $145,884-69.3% |
| Participation rate | 57.1% | 78.8%-21.7pp | 71.9%-14.8pp | 80.3%-23.2pp |
| Annual return | 3.85% | 154.50%-150.6pp | 107.42%-103.6pp | 551.85%-548.0pp |
| Employer contribution / active EE | $8,054 | $4,355+84.9% | $3,471+132.1% | $4,662+72.7% |
| Participant deferral / active EE | $9,906 | $6,175+60.4% | $4,996+98.3% | $6,690+48.1% |
| Admin fee / account holder | $241 | $12,224-98.0% | $9,445-97.4% | $13,392-98.2% |