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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,872 | $89,259-82.2% | $107,187-85.2% | $82,637-80.8% |
| Participation rate | 91.2% | 67.9%+23.3pp | 75.0%+16.2pp | 68.1%+23.2pp |
| Annual return | 7.05% | 21.02%-14.0pp | 204.55%-197.5pp | 53.51%-46.5pp |
| Employer contribution / active EE | $3,102 | $3,080+0.7% | $3,782-18.0% | $2,552+21.6% |
| Participant deferral / active EE | $0 | $4,037-100.0% | $5,096-100.0% | $4,126-100.0% |
| Admin fee / account holder | $3,266 | $7,381-55.7% | $9,162-64.3% | $7,339-55.5% |