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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,872 | $96,731-83.6% | $123,973-87.2% | $86,983-81.8% |
| Participation rate | 91.2% | 70.0%+21.2pp | 76.7%+14.6pp | 69.5%+21.7pp |
| Annual return | 7.05% | 17.33%-10.3pp | 388.13%-381.1pp | 25.83%-18.8pp |
| Employer contribution / active EE | $3,102 | $3,297-5.9% | $4,126-24.8% | $2,584+20.0% |
| Participant deferral / active EE | $0 | $4,152-100.0% | $5,247-100.0% | $4,194-100.0% |
| Admin fee / account holder | $3,266 | $8,722-62.5% | $11,799-72.3% | $7,856-58.4% |