Retirement plan

NAVAJO TECHNICAL UNIVERSITY 401(K) PROFIT SHARING PLAN

Name: NAVAJO TECHNICAL UNIVERSITY - NAVAJO TECHNICAL UNIVERSITY 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: NAVAJO TECHNICAL UNIVERSITY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NAVAJO TECHNICAL UNIVERSITY 401(K) PROFIT SHARING PLAN, NAVAJO TECHNICAL UNIVERSITY

NAVAJO TECHNICAL UNIVERSITYEIN 85-0303705Plan #001PY 2025

P.O. BOX 849 - CROWNPOINT, NM 87313505-786-4104navajotech.eduLinkedIn501-1000 employeeshigher education

Prospect flagsLow returnsLow assets / participantLow participant contributionFailed to transmit contributions

How to read this page

Total assets (EOY)

$11.4M

+10.0% from 2024

Total participants

432

+2.1% from 2024

Average account balance

$26,530

+6.9% from 2024

Annual return

6.59%

-7.52 pp from 2024

Benchmarks

See 195 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants250-999

Cohort195 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$11.43M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$27K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

431

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.32M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$248

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
LEAFHOUSE FINANCIAL ADVISORS, LLC8 years Filed as: LEAFHOUSE FINANCIAL ADVISORS LLC Service code 27 · EIN 26-4311657 BLDG 5 STE 405 · AUSTIN, TX 78730	Advisory (Plan)	$5,431
LEGACY BENEFIT SERVICES10+ years Filed as: LEGACY BENEFIT SERVICES LLC Service code 63 · EIN 71-0948945 5600 S QUEBEC ST · GREENWOOD VILLAGE, CO 80111	12b-1 Fees	$4,680
CAMBRIDGE INVESTMENT RESEARCH9 years Filed as: CAMBRIDGE INVESTMENT RESRCH Service code 49 · EIN 42-1445429 1776 PLEASANT PLAIN RD · FAIRFIELD, IA 525568757	Other Services	$0
NATIONWIDE8 years Service code 15 · EIN 31-4156830 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$0

Plan features & details

Pension benefit codes3D2E2F2G2J2A

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$107K

$360 / participant

Investment mgmt$97K90.5%
Contract admin$10K9.5%

% of EOY assets

0.934%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: MIDWEST PROFESSIONALS, PLLC
Auditor EIN: 383571340
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,530

$83,575-68.3%

$66,439-60.1%

$65,191-59.3%

Participation rate

99.7%

71.6%+28.1pp

74.5%+25.2pp

63.0%+36.7pp

Annual return

6.59%

12.38%-5.8pp

757.66%-751.1pp

51.24%-44.6pp

Employer contribution / active EE

$3,130

$2,903+7.8%

$2,637+18.7%

$2,400+30.4%

Participant deferral / active EE

$1,303

$3,365-61.3%

$3,876-66.4%

$2,671-51.2%

Admin fee / account holder

$248

$234+5.8%

$6,173-96.0%

$907-72.7%

Provider

Service type

Compensation

LEAFHOUSE FINANCIAL ADVISORS, LLC8 years

Filed as: LEAFHOUSE FINANCIAL ADVISORS LLC

Service code 27 · EIN 26-4311657

BLDG 5 STE 405 · AUSTIN, TX 78730

Advisory (Plan)

$5,431

LEGACY BENEFIT SERVICES10+ years

Filed as: LEGACY BENEFIT SERVICES LLC

Service code 63 · EIN 71-0948945

5600 S QUEBEC ST · GREENWOOD VILLAGE, CO 80111

12b-1 Fees

$4,680

CAMBRIDGE INVESTMENT RESEARCH9 years

Filed as: CAMBRIDGE INVESTMENT RESRCH

Service code 49 · EIN 42-1445429

1776 PLEASANT PLAIN RD · FAIRFIELD, IA 525568757

Other Services

NATIONWIDE8 years

Service code 15 · EIN 31-4156830

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

NAVAJO TECHNICAL UNIVERSITY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NAVAJO TECHNICAL UNIVERSITY 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion