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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,471 | $123,898-67.3% | $116,538-65.3% | $155,188-73.9% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.8%+19.2pp |
| Annual return | 13.89% | 16.04%-2.2pp | 17.97%-4.1pp | 148.84%-135.0pp |
| Employer contribution / active EE | $1,143 | $4,739-75.9% | $4,541-74.8% | $4,248-73.1% |
| Participant deferral / active EE | $5,213 | $6,400-18.5% | $6,207-16.0% | $6,531-20.2% |
| Admin fee / account holder | $1,698 | $9,174-81.5% | $8,737-80.6% | $14,480-88.3% |