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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,816 | $100,139-75.2% | $85,187-70.9% | $145,884-83.0% |
| Participation rate | 86.7% | 74.1%+12.6pp | 67.5%+19.1pp | 80.3%+6.4pp |
| Annual return | 14.49% | 84.15%-69.7pp | 66.67%-52.2pp | 551.85%-537.4pp |
| Employer contribution / active EE | $2,280 | $3,238-29.6% | $2,732-16.6% | $4,662-51.1% |
| Participant deferral / active EE | $2,704 | $5,296-48.9% | $4,525-40.2% | $6,690-59.6% |
| Admin fee / account holder | $6,714 | $7,262-7.6% | $6,162+9.0% | $13,392-49.9% |