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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,653 | $102,382+13.9% | $147,005-20.6% | $80,874+44.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 9.83% | 134.89%-125.1pp | 418.76%-408.9pp | 35.62%-25.8pp |
| Employer contribution / active EE | $6,689 | $3,715+80.1% | $4,934+35.6% | $2,756+142.7% |
| Participant deferral / active EE | $4,289 | $6,646-35.5% | $8,070-46.9% | $4,297-0.2% |
| Admin fee / account holder | $5,676 | $7,942-28.5% | $13,006-56.4% | $6,935-18.2% |