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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,576 | $124,980+111.7% | $108,359+144.2% | $154,746+71.0% |
| Participation rate | 76.5% | 75.2%+1.3pp | 70.1%+6.3pp | 80.7%-4.2pp |
| Annual return | 17.97% | 45.00%-27.0pp | 36.89%-18.9pp | 172.34%-154.4pp |
| Employer contribution / active EE | $2,495 | $2,851-12.5% | $2,399+4.0% | $4,379-43.0% |
| Participant deferral / active EE | $4,584 | $4,743-3.4% | $4,137+10.8% | $6,730-31.9% |
| Admin fee / account holder | $6,526 | $11,502-43.3% | $9,741-33.0% | $14,365-54.6% |