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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,765 | $51,642-15.3% | $129,384-66.2% | $80,935-45.9% |
| Participation rate | 35.5% | 56.9%-21.4pp | 69.6%-34.2pp | 67.7%-32.2pp |
| Annual return | 12.53% | 20.78%-8.3pp | 9461.77%-9449.2pp | 35.66%-23.1pp |
| Employer contribution / active EE | $1,027 | $1,583-35.1% | $4,153-75.3% | $2,757-62.7% |
| Participant deferral / active EE | $1,706 | $2,670-36.1% | $4,166-59.0% | $4,299-60.3% |
| Admin fee / account holder | $8,233 | $4,312+90.9% | $7,686+7.1% | $6,924+18.9% |