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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,014 | $160,028-97.5% | $147,080-97.3% | $145,884-97.2% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 15.39% | 98.60%-83.2pp | 420.17%-404.8pp | 551.85%-536.5pp |
| Employer contribution / active EE | $1,715 | $5,286-67.6% | $4,933-65.2% | $4,662-63.2% |
| Participant deferral / active EE | $1,827 | $8,422-78.3% | $8,066-77.4% | $6,690-72.7% |
| Admin fee / account holder | $1,030 | $15,030-93.1% | $12,989-92.1% | $13,392-92.3% |