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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,826 | $81,358-74.4% | $155,556-86.6% | $80,959-74.3% |
| Participation rate | 38.7% | 66.3%-27.6pp | 78.2%-39.5pp | 67.7%-29.0pp |
| Annual return | 15.37% | 33.39%-18.0pp | 64.84%-49.5pp | 35.67%-20.3pp |
| Employer contribution / active EE | $1,226 | $3,106-60.5% | $4,675-73.8% | $2,757-55.5% |
| Participant deferral / active EE | $2,462 | $3,455-28.7% | $5,631-56.3% | $4,300-42.7% |
| Admin fee / account holder | $101 | $7,994-98.7% | $15,885-99.4% | $6,925-98.5% |