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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,819 | $184,014-36.5% | $161,149-27.5% | $138,895-15.9% |
| Participation rate | 87.5% | 82.1%+5.4pp | 78.8%+8.7pp | 79.9%+7.6pp |
| Annual return | 7.74% | 21.52%-13.8pp | 21.16%-13.4pp | 145.39%-137.7pp |
| Employer contribution / active EE | $3,908 | $5,055-22.7% | $4,360-10.4% | $4,194-6.8% |
| Participant deferral / active EE | $9,252 | $6,909+33.9% | $6,153+50.4% | $6,396+44.7% |
| Admin fee / account holder | $96,264 | $18,027+434.0% | $15,194+533.5% | $12,562+666.3% |