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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,717 | $101,798+67.7% | $165,071+3.4% | $80,935+110.9% |
| Participation rate | 92.3% | 71.8%+20.5pp | 78.6%+13.7pp | 67.7%+24.6pp |
| Annual return | 12.91% | 16.73%-3.8pp | 70.17%-57.3pp | 35.66%-22.7pp |
| Employer contribution / active EE | $3,975 | $2,954+34.5% | $4,347-8.6% | $2,757+44.2% |
| Participant deferral / active EE | $8,878 | $4,476+98.3% | $6,035+47.1% | $4,299+106.5% |
| Admin fee / account holder | $1,710 | $8,221-79.2% | $12,695-86.5% | $6,924-75.3% |