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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,126 | $168,626+130.2% | $133,698+190.3% | $145,897+166.0% |
| Participation rate | 75.0% | 80.4%-5.4pp | 76.4%-1.4pp | 80.3%-5.3pp |
| Annual return | 868.49% | 1168.99%-300.5pp | 580.90%+287.6pp | 552.29%+316.2pp |
| Employer contribution / active EE | $23,000 | $5,290+334.8% | $4,218+445.3% | $4,663+393.3% |
| Participant deferral / active EE | $17,250 | $8,688+98.5% | $7,016+145.9% | $6,689+157.9% |
| Admin fee / account holder | $2,698 | $9,638-72.0% | $6,703-59.7% | $13,390-79.8% |