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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,583 | $209,336-84.9% | $197,124-84.0% | $137,256-77.0% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 5.84% | 48.09%-42.2pp | 44.34%-38.5pp | 220.34%-214.5pp |
| Employer contribution / active EE | $396 | $6,591-94.0% | $6,227-93.6% | $4,156-90.5% |
| Participant deferral / active EE | $16,099 | $9,614+67.5% | $9,135+76.2% | $6,407+151.3% |
| Admin fee / account holder | $37,898 | $17,308+119.0% | $16,298+132.5% | $12,270+208.9% |