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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,863 | $23,330-87.7% | $64,489-95.6% | $82,448-96.5% |
| Participation rate | 82.9% | 68.3%+14.6pp | 67.7%+15.2pp | 68.1%+14.8pp |
| Annual return | 18.00% | 83.66%-65.7pp | 55.03%-37.0pp | 41.64%-23.6pp |
| Employer contribution / active EE | $699 | $824-15.3% | $1,523-54.1% | $2,551-72.6% |
| Participant deferral / active EE | $1,716 | $1,707+0.5% | $2,778-38.2% | $4,139-58.5% |
| Admin fee / account holder | $413 | $2,946-86.0% | $4,260-90.3% | $7,234-94.3% |