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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,161 | $23,330-73.6% | $64,489-90.4% | $82,448-92.5% |
| Participation rate | 89.0% | 68.3%+20.8pp | 67.7%+21.3pp | 68.1%+21.0pp |
| Annual return | 20.07% | 83.66%-63.6pp | 55.03%-35.0pp | 41.64%-21.6pp |
| Employer contribution / active EE | $649 | $824-21.3% | $1,523-57.4% | $2,551-74.6% |
| Participant deferral / active EE | $1,505 | $1,707-11.9% | $2,778-45.8% | $4,139-63.6% |
| Admin fee / account holder | $479 | $2,946-83.8% | $4,260-88.8% | $7,234-93.4% |