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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,398 | $183,516-90.5% | $155,534-88.8% | $145,884-88.1% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 20.05% | 61.43%-41.4pp | 64.92%-44.9pp | 551.85%-531.8pp |
| Employer contribution / active EE | $1,491 | $5,315-71.9% | $4,675-68.1% | $4,662-68.0% |
| Participant deferral / active EE | $5,419 | $6,467-16.2% | $5,630-3.8% | $6,690-19.0% |
| Admin fee / account holder | $326 | $19,293-98.3% | $15,900-97.9% | $13,392-97.6% |