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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,208 | $100,262-88.8% | $81,370-86.2% | $145,897-92.3% |
| Participation rate | 90.5% | 74.3%+16.2pp | 69.5%+20.9pp | 80.3%+10.2pp |
| Annual return | 51.48% | 34.52%+17.0pp | 24.85%+26.6pp | 552.29%-500.8pp |
| Employer contribution / active EE | $0 | $2,979-100.0% | $2,464-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $2,380 | $4,612-48.4% | $3,885-38.8% | $6,689-64.4% |
| Admin fee / account holder | $5,680 | $8,163-30.4% | $5,749-1.2% | $13,390-57.6% |