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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,058 | $149,040-63.1% | $120,225-54.2% | $137,256-59.9% |
| Participation rate | 77.8% | 75.4%+2.4pp | 69.6%+8.2pp | 80.0%-2.2pp |
| Annual return | 48.46% | 605.68%-557.2pp | 439.23%-390.8pp | 220.34%-171.9pp |
| Employer contribution / active EE | $3,091 | $4,350-28.9% | $3,475-11.1% | $4,156-25.6% |
| Participant deferral / active EE | $4,442 | $4,655-4.6% | $3,999+11.1% | $6,407-30.7% |
| Admin fee / account holder | $2,461 | $6,348-61.2% | $5,696-56.8% | $12,270-79.9% |