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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,717 | $55,889-93.3% | $76,119-95.1% | $80,935-95.4% |
| Participation rate | 88.9% | 62.1%+26.8pp | 69.1%+19.8pp | 67.7%+21.2pp |
| Annual return | 16.53% | 20.58%-4.0pp | 361.25%-344.7pp | 35.66%-19.1pp |
| Employer contribution / active EE | $701 | $1,866-62.4% | $2,693-74.0% | $2,757-74.6% |
| Participant deferral / active EE | $1,498 | $3,051-50.9% | $4,259-64.8% | $4,299-65.1% |
| Admin fee / account holder | $91 | $5,241-98.3% | $6,421-98.6% | $6,924-98.7% |