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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,304 | $63,845-79.2% | $81,370-83.7% | $80,959-83.6% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.7%+32.3pp |
| Annual return | 11.58% | 16.37%-4.8pp | 24.85%-13.3pp | 35.67%-24.1pp |
| Employer contribution / active EE | $906 | $1,980-54.2% | $2,464-63.2% | $2,757-67.1% |
| Participant deferral / active EE | $4,321 | $3,093+39.7% | $3,885+11.2% | $4,300+0.5% |
| Admin fee / account holder | $1,516 | $5,688-73.4% | $5,749-73.6% | $6,925-78.1% |