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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,577 | $67,894-81.5% | $89,340-85.9% | $82,448-84.7% |
| Participation rate | 84.4% | 64.0%+20.3pp | 69.6%+14.8pp | 68.1%+16.3pp |
| Annual return | 19.72% | 19.21%+0.5pp | 20.57%-0.9pp | 41.64%-21.9pp |
| Employer contribution / active EE | $1,039 | $1,828-43.2% | $2,231-53.5% | $2,551-59.3% |
| Participant deferral / active EE | $5,115 | $3,072+66.5% | $3,823+33.8% | $4,139+23.6% |
| Admin fee / account holder | $1,672 | $5,723-70.8% | $6,704-75.1% | $7,234-76.9% |