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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,260 | $160,070-71.7% | $147,117-69.2% | $145,897-69.0% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 13.30% | 98.69%-85.4pp | 420.54%-407.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $8,200 | $5,285+55.2% | $4,932+66.2% | $4,663+75.9% |
| Participant deferral / active EE | $14,181 | $8,419+68.4% | $8,065+75.8% | $6,689+112.0% |
| Admin fee / account holder | $3,302 | $15,035-78.0% | $12,993-74.6% | $13,390-75.3% |