Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,452 | $55,889-95.6% | $76,119-96.8% | $80,935-97.0% |
| Participation rate | 69.8% | 62.1%+7.7pp | 69.1%+0.7pp | 67.7%+2.1pp |
| Annual return | 18.17% | 20.58%-2.4pp | 361.25%-343.1pp | 35.66%-17.5pp |
| Employer contribution / active EE | $638 | $1,866-65.8% | $2,693-76.3% | $2,757-76.8% |
| Participant deferral / active EE | $1,335 | $3,051-56.3% | $4,259-68.7% | $4,299-69.0% |
| Admin fee / account holder | $322 | $5,241-93.9% | $6,421-95.0% | $6,924-95.3% |