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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,638 | $185,312-60.8% | $161,489-55.0% | $154,746-53.1% |
| Participation rate | 88.9% | 82.5%+6.4pp | 78.7%+10.2pp | 80.7%+8.2pp |
| Annual return | 25.14% | 103.84%-78.7pp | 89.72%-64.6pp | 172.34%-147.2pp |
| Employer contribution / active EE | $9,469 | $4,769+98.5% | $4,268+121.8% | $4,379+116.2% |
| Participant deferral / active EE | $8,724 | $6,350+37.4% | $5,630+55.0% | $6,730+29.6% |
| Admin fee / account holder | $976 | $18,654-94.8% | $16,006-93.9% | $14,365-93.2% |