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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,638 | $172,111-57.8% | $150,298-51.7% | $137,256-47.1% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 25.14% | 69.37%-44.2pp | 62.79%-37.6pp | 220.34%-195.2pp |
| Employer contribution / active EE | $9,469 | $4,636+104.2% | $4,154+127.9% | $4,156+127.8% |
| Participant deferral / active EE | $8,724 | $6,166+41.5% | $5,453+60.0% | $6,407+36.2% |
| Admin fee / account holder | $976 | $16,471-94.1% | $14,116-93.1% | $12,270-92.0% |