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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,264 | $123,750-87.7% | $69,611-78.1% | $145,877-89.5% |
| Participation rate | 41.2% | 69.2%-28.0pp | 66.4%-25.3pp | 80.3%-39.1pp |
| Annual return | 16.15% | 192.03%-175.9pp | 101.14%-85.0pp | 551.28%-535.1pp |
| Employer contribution / active EE | $1,661 | $2,672-37.8% | $1,709-2.8% | $4,663-64.4% |
| Participant deferral / active EE | $3,158 | $4,243-25.6% | $2,891+9.3% | $6,691-52.8% |
| Admin fee / account holder | $1,737 | $7,817-77.8% | $4,696-63.0% | $13,402-87.0% |